Iran steps up total lending volume nationwide

In an effort to boost domestic economic activity and support key sectors, Iran has increased its total lending volume across the country, according to recent statements by financial authorities. The move is part of a broader strategy aimed at stimulating growth, aiding businesses, and providing greater financial access to individuals and enterprises amid ongoing economic challenges.

Lending Expansion Across Sectors

Iranian banks and financial institutions have reportedly expanded lending facilities to various sectors, including housing, agriculture, manufacturing, and small businesses. Officials from the Central Bank of Iran (CBI) confirmed that total credit disbursements have grown significantly compared to the same period last year, aligning with government goals to support national production and employment.

“The increase in total lending is a planned policy to energize the real economy,” said a spokesperson from the CBI. “Our goal is to ensure that productive sectors and vulnerable groups have better access to financing.”

Supporting Economic Resilience

The increased lending volume comes at a time when Iran continues to manage economic headwinds, including inflation, currency volatility, and international sanctions. By expanding credit, the government aims to sustain economic momentum, improve liquidity for businesses, and promote job creation in line with the country’s development programs.

One major focus of the lending initiative has been the support of small and medium-sized enterprises (SMEs), which form the backbone of Iran’s economy. Easier access to loans is expected to help these businesses invest in operations, improve productivity, and contribute to local economies.

Consumer and Housing Loans See Boost

In addition to business lending, consumer credit has also increased, particularly in the housing and auto sectors. Low-interest mortgage plans and home renovation loans have been rolled out to help address housing shortages and boost construction-related employment.

According to reports, some provinces have received targeted lending support to address local economic needs and reduce regional disparities. Rural and underdeveloped areas are also included in the plan, aiming to bridge the economic gap and increase financial inclusion nationwide.

Central Bank Oversight and Risk Management

The Central Bank has stated that the expansion in lending will be carefully monitored to ensure financial discipline and prevent unnecessary risk exposure. Banks are being urged to assess borrower creditworthiness and allocate funds responsibly to avoid rising non-performing loans.

In parallel, authorities are emphasizing transparency and compliance with lending criteria, ensuring that credit flows into areas with the highest potential for economic return and social benefit.

Outlook

While challenges remain, the nationwide increase in lending volume is seen as a positive step toward stabilizing the Iranian economy and laying the groundwork for sustainable growth. With careful management and targeted implementation, financial experts believe the policy could strengthen domestic industries and improve overall economic resilience in the months ahead.